When you get hurt in an accident, you might believe that you only need an apology and the insurance payout will cover the rest. Unfortunately, both instances rarely provide you with what you need to move on with your life. You may need to sue to get the compensation you need and deserve.
Should you hire a lawyer for personal injury claims? Here are four signs you should pick up the phone now.
1. Your Injury Is Severe, Permanent, or Disabling
Suffering a minor injury is often painful and even scary. But if the doctor says you’ll be good as new in no time, then you probably don’t need an attorney. Whiplash, dislocated joints, and severe bruising will all heal with time.
But once your injury veers into the realm of ‘severe,’ things change. If your injury is so severe that it will take months or years to recover – if you ever fully recover at all, then you need a lawyer for personal injury claims.
2. Your Insurance Company Won’t Pay the Claim
We pay for insurance premiums to make sure we don’t lose everything in the event of an accident. But as too many Americans know, insurers deny claims left and right. Hospitals say insurance claim denials cost them $262 billion every year.
The good news: a rejected claim isn’t the end of the road. Insurers simply hope you won’t appeal, and they hope you won’t hire a lawyer.
So if the relevant insurance company won’t pay up, call a personal injury attorney.
3. Your Settlement Doesn’t Include Lost Wages
When insurers do pay out claims, they aim to minimize their losses as much as possible. In some cases, they try to pay solely for a hospital bill or repair fee, but they won’t cover your other financial losses.
You don’t need to settle for less. A personal injury attorney from The Orlow Firm can help you get your finances back on track by regaining income lost due to your accident.
4. You Aren’t Sure Who is Liable
You like to think the best of people, but there are cases where your accident should never have happened. In a case where negligence may be involved, you should call a lawyer before you even call your insurance company.
The issue of liability makes a massive difference in the size of your settlement. So, if you get hurt in easily preventable circumstances, don’t settle for covering your medical bills.
Do You Need a Lawyer for Personal Injury Claims?
Not every injury case requires legal representation. But if you recognize any of the scenarios listed above, then you may need a lawyer for personal injury.
A personal injury lawyer is an experienced professional who advocates for you – not for someone else’s bottom line. They can help you get the compensation you need to restart your life and help ensure what happened to you doesn’t happen to anyone else.
Were you in an accident? Check out our auto repair archive for more on getting back on the road after a crash.